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Portugal D9 Investor Passport

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Tejo Portugal D9 Investor Passport: Build Wealth While Gaining European Residency

Imagine investing strategically while simultaneously opening doors to European residency, minimal tax obligations, and a pathway to Portuguese citizenship. The Tejo Portugal D9 Visa—officially the Investment Residence Permit (ARI)—is designed for international investors seeking to build wealth in Portugal while gaining full access to the Schengen Area and long-term European stability.​

Unlike temporary visas or travel-based residency programs, the D9 is a proper investment visa that provides full residency rights for two years initially, renewable for three-year periods, with minimal stay requirements and eventual eligibility for permanent residency or Portuguese citizenship. The D9 provides sophisticated investors with a tax-efficient residency solution and family reunification benefits.​

Why Portugal's D9 Visa Appeals to Strategic Investors

Minimal commitment, maximum flexibility. The D9 visa gives you what successful investors need: European residency without disrupting your global life. After your initial investment is made, you only need to spend seven days in Portugal during year one, then just 14 days per two-year period thereafter—perfect for managing international business interests.​

Multiple investment pathways. The D9 offers diverse ways to qualify, allowing you to choose the option that aligns with your financial goals and interests. Whether you're focused on portfolio growth, job creation, cultural preservation, or scientific advancement, there's a strategic fit.​

Venture capital fund investments. Invest a minimum of €500,000 in a government-regulated venture capital or private equity fund that invests at least 60% of its capital within Portugal. These funds range from newer programs designed specifically for Golden Visa investors to established funds exceeding €1 billion with institutional backing.​

Business creation and growth. Establish a Portuguese company and create a minimum of 10 new full-time jobs (or eight in low-density areas), or invest €500,000 into an existing Portuguese business while maintaining five jobs for three years.​

Research and innovation. Contribute €500,000 or more to scientific or technological research conducted by public or private institutions, positioning yourself at the intersection of innovation and residency.​

Cultural and artistic impact. Support Portuguese cultural heritage, artistic production, or national heritage projects with a minimum of €250,000 (reduced to €200,000 in low-density areas), combining philanthropic goals with residency benefits.​

Schengen freedom without full relocation. Once you hold your D9 visa, you gain visa-free travel throughout the 29-country Schengen Area—essential for global investors managing multiple markets and opportunities.​

Pathway to citizenship. After five years of maintaining your investment and meeting minimal stay requirements, you can apply for permanent residency or Portuguese citizenship—starting the clock from your application date, not approval date.​

The Tejo Advantage: Done-For-You Support

Investment analysis and fund curation. Tejo Ventures partners with Tejo Visa to guide you through available investment options, connecting you with vetted venture capital funds, private equity opportunities, and business investment pathways that align with your financial objectives.

Done-for-you visa application. Tejo handles the complete D9 application process, managing everything from investment documentation and financial verification to consular filing and AIMA submission, ensuring full compliance with Portugal's evolving investment requirements.

Legal, business & banking expertise. Establishing yourself as a D9 investor in Portugal involves navigating corporate structures, tax implications, and banking relationships. Tejo provides guidance on company formation, tax optimization strategies, and access to banking partners familiar with international investors.

Family reunification support. The D9 visa extends to your spouse, children, and dependent parents. Tejo manages documentation and ensures your entire family receives proper residency status and access to Portugal's healthcare and education systems.

Work-ready infrastructure. Tejo connects international investors with co-working spaces, business services, and professional networks suited to those maintaining global business operations from Portugal.

Accommodation and lifestyle concierge. Finding premium residential accommodations in Lisbon, Porto, or beyond that match your investment profile takes expertise. Tejo's concierge service provides access to vetted properties and lifestyle services.

Healthcare and wellness services. As a D9 investor, you gain access to Portugal's high-quality healthcare system. Tejo coordinates medical referrals, specialist networks, and wellness services tailored to international investors.

Building Wealth Through Strategic Investment

Most D9 visa holders find that their Portuguese investment becomes part of a broader European strategy. The combination of favorable regulatory treatment, access to innovative funds, and Portugal's growing role as a tech and innovation hub makes the D9 more than just a residency pathway—it's a wealth-building opportunity. After five years, whether you choose to maintain your investment, transition to permanent residency, or secure Portuguese citizenship, you'll have strengthened your financial position while gaining unparalleled European access.​

The D9 isn't just about obtaining residency. It's about making a strategic investment that simultaneously opens doors to European stability, tax efficiency, and the freedom to build and grow wealth across the continent.

Tejo Portuguese Visa Benefits
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Portugal resident stories

We've helped 70+ happy Portuguese visa holders. Here's what they say:
My family and I know that we’re in good hands with the team at Tejo. They have not only supported two of our applications to the program, but they also helped us find the most beautiful home in Lisbon in the most competitive market.
Fiona
From London · Stayed in Lisbon
My experience is outstanding, there is really nothing I can think of to make it better. In a weird way, I actually enjoyed the process. Thank you to you all.
Hamza
From Saudi Arabia · Stayed in Lisbon
Everyone has been very nice and helpful. The procedure around the investment, forms, and transfers went well overall and we appreciated the support. I'm looking forward to meeting members of the team in person in Lisbon.
Marc
From San Francisco · Stayed in Lisbon
We've been very impressed with your professionalism, your strategy, your honesty and your passion. That made a big difference in choosing Tejo.
Kilyani
From India · Stayed in Lisbon
We would like to express our gratitude to Chess, Julian, and Yann and the Tejo team for their support, prompt responses, and insightful advice throughout this process. We’re very excited to move forward and look forward to a Portuguese future.
Sky
From  New York · Stayed in Lisbon
Tejo have been the most helpful resource to our family as they deeply understand all of the nuances of the program and how everything in Portugal works. Their ability to clearly communicate what is needed by when - and condense everything from legal, the government, and the bank has been the best. It would have been a lot harder for us to get through this without them.
Jen
From Colorado · Stayed in Lisbon
I chose Tejo because I felt like the team really understood what I was looking for, and cared about the success of my application.
Tim
From San Francisco · Stayed in Lisbon
As a self employed business owner in the US, I was concerned that my visa application and tax situation would be complicated. Tejo helped me retain my permanent business address and work out a plan so that my significant other and I could work and travel in Europe. 10/10!
Nick
From  Los Angeles · Stayed in Lisbon
Having lived in over 50 different places, its safe to say I'm a regular traveler. Tejo makes the process to obtain Portuguese and EU residency simple, and Julian and the team at Tejo are fantastic. I would recommend them to anyone looking to experience a life in Europe.
Daniel
From  Melbourne · Stayed in Lisbon

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Tejo's Team is here to help you return to yourself in Portugal
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FAQ

Common Portugal
residency questions

Which visas can Tejo help me with?

Tejo supports clients exploring three main residency routes: the D7 Passive Income Visa, the D8 Digital Nomad Visa, and the D9 (Golden Visa) investment residence permit, alongside other options like D2 where appropriate.

What’s the difference between D7, D8 and D9?

D7 – Passive Income / Retirement Visa
For retirees and people with stable passive income (pensions, rentals, dividends). No big investment required, but you’re expected to actually live in Portugal most of the year.

D8 – Digital Nomad Visa
For remote workers and freelancers earning from outside Portugal, typically at 4× the Portuguese minimum wage or more.

D9 – Golden Visa (Investment Residence Permit)
For investors who qualify through a €500,000+ investment, such as regulated funds, with very light physical-presence requirements (often around 7 days a year).

Who is the D7 Passive Income visa for?

The D7 is ideal for retirees, early retirees, and people living on passive income rather than a local job. That includes classic retirees, ex-public-sector workers with pensions, and individuals living off rentals, dividends or business exit proceeds.

Who is the D8 Digital Nomad visa for?

The D8 is aimed at remote workers and freelancers who can prove a stable income from clients or employers outside Portugal and meet the income threshold (usually around 4× the national minimum wage). It’s a fit if you want to keep your current work but change your life backdrop to Portugal.

Who is the D9 Golden Visa For?

The D9, commonly called the Golden Visa, grants residency in exchange for a qualifying investment—today that typically means €500,000 in eligible funds or other non-real-estate routes.

Tejo Ventures manages a Golden Visa–eligible clean-energy investment fund and offers a 360-degree service that supports investors from initial inquiry through residency, including documentation guidance and coordination with legal advisors.

Do these visas lead to Portuguese citizenship?

Yes, D7, D8 and D9 all lead to the same endpoint: after five years of legal residency, you can normally apply for Portuguese nationality, subject to language (A2 level) and clean-record requirements.

Recent changes mean that, for many applicants, the 5-year clock now starts from when you first apply for a residence permit, not from when the card is issued, which can effectively shorten your wait.

Tejo can connect you with legal partners who specialize in the citizenship step when you’re ready.

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