Imagine stepping away from the demands of full-time work into a life built on passive income and intentional living. The Tejo Portugal D7 Visa is designed for retirees, investors, and those with stable passive income streams seeking more than just a vacation destination—it's a pathway to genuine residency within the European Schengen Area.
Unlike temporary travel or tourist visas, the D7 is a proper residency visa that lets you legally live, establish roots, and access Portugal's healthcare system while living off your pensions, investments, rental income, or dividends. Whether you're retiring on a pension, living off investment returns, collecting rental income, or generating royalties, the D7 provides full residency rights for up to five years with the option to renew—and eventually, a pathway to permanent residency and Portuguese citizenship.
Accessibility meets security. The D7 visa gives you what retirees and passive income earners need: legal residency without the complexity of employment visas or investor requirements. You can establish a permanent address, open a local bank account, access Portugal's public healthcare system, and become part of a stable community.
Achievable income requirements. To qualify, you need to demonstrate stable passive income of at least €870 monthly—equivalent to Portugal's minimum wage. This can come from pensions, rental properties, investment dividends, royalties, or intellectual property returns. The requirement is proportional if you have a spouse or dependents, but remains one of Europe's most accessible residency programs.
Bank balance flexibility. In addition to passive income, you'll need to maintain a minimum Portuguese bank balance of €10,440 annually—essentially proof that you can support yourself long-term. This increases by 50% for a spouse and 30% for each dependent child.
Schengen freedom. Once established as a D7 resident, you can travel visa-free throughout the 29-country Schengen Area, making it easy to explore Europe while maintaining your Portugal base.
Healthcare access without citizenship. D7 visa holders can access Portugal's high-quality public healthcare system at resident rates—a substantial benefit for retirees and those managing long-term health needs.
No investment required. Unlike Portugal's investor residency programs, the D7 requires no property purchases, no business investments, and no capital deployment—just proof of stable passive income.
Done-for-you visa application. Tejo handles the complete D7 application process, managing everything from financial documentation preparation to consular filing and AIMA submission, ensuring compliance with all Portuguese requirements.
Legal, business & bank support. Establishing yourself in Portugal involves more than a visa. Tejo provides guidance on opening a Portuguese bank account, understanding tax obligations for foreign income, and navigating residency registration to ensure a smooth transition.
Healthcare & wellness guidance. Tejo connects you with reliable healthcare providers and wellness services tailored to retirees and those managing chronic conditions, plus recommendations for fitness communities suited to your lifestyle.
Activity recommendations. Beyond settling in, Tejo curates recommendations for activities, cultural experiences, and community groups tailored to passive income earners and retirees in your chosen neighborhood.
Concierge accommodation search. Finding the right rental or property fit in Lisbon, Porto, or beyond takes time and local knowledge. Tejo's concierge service helps match you with vetted residences that suit your needs and budget.
Vetted residences & short-term housing. Access to a curated list of accommodations meeting professional standards, giving you flexibility whether you're looking for seasonal rentals or long-term housing while you settle.
Most D7 visa holders find themselves building deeper roots than expected. The combination of Portugal's welcoming culture, affordability, reliable healthcare, and vibrant international community of retirees creates an ideal environment for this new chapter. After five years of continuous residency, you can apply for permanent residency—and eventually, Portuguese citizenship.
The D7 isn't just about relocating to a sunny retirement destination. It's about building a sustainable, long-term life where your passive income stretches further and your quality of life improves, without the hassle of constant travel or visa runs.
